California Chapter 13 Bankruptcy Attorney
Serving Los Angeles & Orange County Areas, including Lakewood · Long Beach
Do you have a steady job but are far behind on bills and other payments? Do you want to achieve financial relief and to keep your home? Do you want to stop creditor harassment now?
If you have reached the point where you feel that you will never recover from your financial burdens, it may be time to consider taking action. Filing for Chapter 13 bankruptcy may be the right option for you. Contact the Advocacy Law Center, APC for caring and compassionate counsel. We will work hard to get the financial relief you need.
What is Chapter 13 Bankruptcy?
Under Chapter 13 of the United States Bankruptcy Code, a debtor can reorganize and consolidate debt into a single monthly payment that is divided by a bankruptcy trustee among creditors. The amount of this monthly payment is significantly lower than the combined total of payments owed by the debtor. This payment plan will usually last a period of three to five years, after which time all remaining debts will be forgiven.
The benefits of filing for Chapter 13 bankruptcy include:
- Achieving debt relief while being allowed to keep your home, car and other assets (so long as you can make the payments)
- Stopping all creditor actions, including foreclosures
- Stopping creditor harassment
We Offer Compassionate Legal Counsel
At the Advocacy Law Center, APC, we make every attempt to help clients get back on track by advising them of all their debt relief options and answering any questions that they may have before, during or after the bankruptcy process. Rest assured, you will receive dedicated and compassionate representation throughout the entire Chapter 13 process.
Contact Us for a Free Phone Consultation with an Knowledgeable Lawyer
Being behind on medical bills and other debt is often not your fault. Sometimes unexpected life circumstances can cause you to get behind financially. At the Advocacy Law Center, APC, our goal is to guide you toward a successful and debt free future. Contact us to discuss whether Chapter 13 bankruptcy is the right option for you.
When You Need an Attorney, Trust Experience
For more bankruptcy information, please see:
- Bankruptcy and the family
- Rumors about bankruptcy
- Bankruptcy and taxes
- Lawsuits and bankruptcy
- Bankruptcy and the family home
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